Offering Personal, Not ‘Personalized’ Service

Perry Consumer Bankruptcy Attorney

Bankruptcy Protection May Be The Right Choice

Bankruptcy is an honest solution. When you are struggling to pay the minimums on your bills and in danger of foreclosure or repossessions, garnishments or lawsuits, every day that you delay taking action is perilous. People survive bankruptcy and get back on their feet, without losing their cars, their homes or their IRAs.

I have filed hundreds of Chapter 7 and Chapter 13 petitions on behalf of my clients, many of whom have been able to reestablish credit and restore financial security when out from under the burden of crushing debt.

Don’t File Bankruptcy Without A Perry Consumer Bankruptcy Lawyer

If you feel it’s time to investigate bankruptcy, I can help explain your legal options in plain English and without judgment, confidentially and compassionately.

I can help you avoid serious mistakes, like tapping a 401(k) account or home equity line of credit, draining cash reserves and selling property in a vain attempt to pay down hospital bills or credit card debt. With my help, you can avoid certain liens on your property – judgment liens, non-possessory or non-purchase money liens.

When you file bankruptcy, you automatically:

  • Stop creditor harassment
  • Stop creditor lawsuits
  • Stop foreclosure
  • Stop repossession
  • Stop garnishments
  • Stop liens and levies

Types Of Bankruptcy

Chapter 7 allows individuals to get rid of debt for unpaid credit card bills, medical bills, mortgage or car loans, some tax debts, and other dischargeable debt. It represents the fastest and most complete relief available under the U.S. Bankruptcy Code.

If your financial situation presents certain special problems like high levels of non-dischargeable debt (such as child support or alimony, student loans, certain tax debts, etc.), relief under Chapter 13 might represent your best option. Filing Chapter 13 is appropriate when you have a reliable source of income, allowing you to restructure your debt under better terms and lower interest.

A simple means test can determine which option you qualify for and which will put you in the best position to make a recovery.

I meet personally with each client and prepare the petitions myself. I make sure we have every debt accounted for. I am in court with every client, attending court hearings and confirmation hearings.

Contact A Warner Robins Chapter 7 Lawyer

When you need the help of a forthright and candid Perry, Georgia, attorney, call Steve Harrell, Attorney at Law, at 478-287-1941, or contact me online. Initial consultations are free.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.